It's not a new breakfast cereal, that's for sure. In simple terms it's when people and banks get the fear and stop spending money!
I've modified my spending accordingly and have found that my quality of life hasn't changed drastically.
The main thing is to stay in gainful employment - I've realised that if I do more work than the person who sits next to me (this person has a very relaxed approach to work)then I'm ok!
Outside of work I've found the odd free download appearing on my iPod - the tooth fairy works in mysterious way. I like going to places like FOPP and play.com to buy £5 CDs - I'm not into making the rich and famous even more rich! I switched to buying value loaves of bread, it tastes the same as the expensive stuff, all they do it slice it thinner (and probably spit in the dough a few more times). My flatmate travels a lot for her job and buys wine and olive oil in Madrid. She also buys toiletries in Glasgow as they are cheaper than London - London is the rip off capital of Europe (I'd encourage more shop lifting if I wasn't so anti-crime)!
I still buy trainers, I bought a pair a few weeks back infact. No global financial downturn will ever stop me doing that!
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